Tuesday, 5 February 2013

FIN622 FINAL TERM PAPER 2012


FIN622 PAPER 2012


Q1
Which of the following is a tool that identifies the strengths, weaknesses, opportunities and threats of an organization?

(a)    SWOT Analysis
(b)   Trend Analysis
(c)    Fundamental Analysis
(d)   Technical Analysis

Q2
Which one of the following is an offering in which the shares of a company are offered to a limited number of investors?

(a)    Initial Public Offering
(b)   Private Placement
(c)    Direct Public Offering
(d)   Primary Offering

Q3
If you want to earn 8 percent, approximately how much should you pay for a security which matures in one year at Rs. 1,000?
(a)    Rs. 1,080
(b)   Rs. 940
(c)    Rs. 920
(d)   Rs. 926

Q4
Which of the following reflects the real cost of funds to the borrowers and the real yield to the lenders?

(a)    Real interest rate
(b)   Nominal interest rate
(c)    Annual interest rate
(d)   Quarterly interest rate

Q5
A Company's common stock is currently selling at Rs.3.00 per share, its quarterly dividend is Rs.0.07, and the stock is expected to rise to Rs.3.30 in a year. What is its expected rate of return?

(a)   9.3%
(b)   19.3%
(c)    10.0%
(d)   11.0%


Q6
Which of the following would lower a firm's operating break-even point?

(a)   An increase in the cost of goods sold
(b)   An increase in selling price
(c)    An increase in wages paid to employees
(d)   An increase in total sales

Q7
The percentage change in a firm's operating profit (EBIT) resulting from a 1% change in output (sales) is known as the ________.
(a)   Degree of operating leverage
(b)   Degree of profit leverage 
(c)    Degree of total leverage
(d)   Degree of financial leverage

Q8
The employment of fixed costs associated with the actual production of goods or services is known as:

(a)    Financial leverage
(b)   Volume discounting
(c)    Operating leverage
(d)   Covariance

Q9
Which one of the following is a major limitation of Linear Programming Techniques of capital projects selection?

(a)    Relative size of the Investment is ignored
(b)   Time value of money is not considered
(c)    Project cash flows are ignored
(d)   Project profitability is ignored

Q10
Which of the following conditions, if exist, will make the diversification of stocks more effective?
(a)    Securities contained in a portfolio are positively correlated
(b)   Securities contained in a portfolio are negatively correlated
(c)    Securities contained in a portfolio have high market values
(d)   Securities contained in a portfolio have low market values





Q11
Which one of the following terms refers to the variability of return on stocks or portfolios, associated with changes in return on the market as a whole?

(a)    Unsystematic risk
(b)   Unique risk
(c)    Systematic risk
(d)   Company specific risk

Q12
Which one of the following terms refers to the variability of return on stocks or portfolios not explained by general market movements, and is avoidable through proper diversification?

(a)    Total risk
(b)   Systematic risk
(c)    Unsystematic risk
(d)   Market risk

Q13
Which of the following is known as market portfolio?

(a)    A portfolio consists of all risk free securities available in the market
(b)   A portfolio consists of securities of the same industry
(c)    A portfolio consists of all aggressive securities available in the market
(d)   A portfolio consists of all securities available in the market
Q14
What will be the risk premium if the market portfolio has an expected return of 10% and the risk free rate is 4%?
(a)    4%
(b)   5%
(c)    6%
(d)   7%

Q15
Which of the following is the principal advantage of high debt financing?

(a)    Tax savings.
(b)   Low Bankruptcy costs
(c)    Minimum financial risk
(d)   Low financial leverage

Q16
Which of the following statements is true regarding Weighted Average Cost of Capital (WACC)?
(a)    WACC of a levered firm is greater than that of an un-levered firm
(b)   WACC of a levered firm is lesser than that of an un-levered firm
(c)    WACC of a levered firm is equal to that of an un-levered firm
(d)   An Un-levered firm has zero WACC.

Q17
XYZ Airlines will pay a Rs.4.00 dividend next year on its common stock, which is currently selling at Rs.100 per share. What is the market’s required return on this investment if the dividend is expected to grow at 5% forever?

(a)    9%
(b)   4%
(c)    5%
(d)   7%

Q18
A Pure Play method of selecting a discount rate is most suitable in which of the following situations?

(a)     When the intended investment project belongs to industry other than the firms operating in
(b)    When the intended investment project has a conventional stream of cash flows
(c)     When the intended investment project has a Non-conventional stream of cash flows
(d)    When the intended investment project is a replacement project

Q19
Which of the following statements is TRUE regarding a firm that is totally (100%) financed by equity?

(a)    Its Return on Equity (ROE) is equal to its Return on Assets (ROA)
(b)   Its Return on Equity (ROE) is less than its Return on Assets (ROA)
(c)    Its Return on Equity (ROE) is greater than its Return on Assets (ROA)
(d)   Its Return on Equity (ROE) and Return on Assets (ROA) are zero

Q20
Which of the following statements is TRUE regarding an Un-levered firm?

(a)    Its Return on Equity is equal to Return on Assets
(b)   Its Return on Equity is equal to Return on Investment
(c)    Its Return on Equity is equal to Return on Sales
(d)   Its Return on Equity is equal to Return on Non-fixed Assets

Q21
Which of the following risks is independent of capital structure of a firm?

(a)    Financial risk
(b)   Systematic risk
(c)    Business risk
(d)   Total risk

Q22
Which of the following is the objective of an optimal capital structure?

(a)    To minimize the cost of capital
(b)   To minimize cost of equity
(c)    To minimize cost of debt
(d)   To minimize cost of sales

Q23
Which of the following methods would be most suitable for selecting capital project(s) in case of multi-period capital rationing?
(a)    Simple payback period
(b)   Discounted payback period
(c)    Multiple Internal Rate of Return
(d)   Linear Programming

Q24
What will be the effect of reduction in the cost of capital on the accounting break-even level of revenues?

(a)  It raises the break-even level.
(b)  It reduces the break-even level.
(c)  It has no effect on the break-even level.
(d)  This cannot be determined without knowing the length of the investment horizon.

Q25
All of the following are the disadvantages of a Corporate form of an organization EXCEPT:
(a)  Double taxation
(b)  Limited liability
(c)  Legal restrictions
(d)  None of the given options

Q26
Which of the following reasons justifies the need for Financial Statement Analysis ?
(a)  It improves capital budgeting process of the company
(b)  It helps improve future planning
(c)  It helps improve accounting policies of the company
(d)  It helps improve purchasing polices of the company



Q27
Palo Alto Industries has a debt-to-equity ratio of 1.6 compared with the industry average of 1.4. What do these ratios tell about this company?
(a)    The company will be viewed as having high creditworthiness
(b)   The company has greater than average financial risk when compared to other firms in its industry
(c)    The company will not experience any difficulty with its creditors
(d)   The company has less liquidity than other firms in the industry

Q28
Which of the following transactions affects the acid-test ratio?

(a)   Receivables are collected
(b)   Inventory is liquidated for cash
(c)    New common stock is sold and used to retire a debt issue
(d)   New common stock issue is sold and equipment purchased

Q29
Short-term creditors would be most interested in which of the following ratios of a firm?
(a)   Coverage ratios
(b)   Liquidity ratios
(c)    Profitability ratios
(d)   Debt ratios

Q30
Which one of the following is a long-term contract under which a borrower agrees to make payments of interest and principal on specific dates?
(a)   Common stock
(b)   Preferred stock
(c)    Equity contract
(d)   Bond

Q31
Which one of the following statements best describes the relationship between market interest rates and bond prices?
(a)   Market interest rates and bond prices move in the same direction
(b)   Market interest rates and bond prices move in opposite directions
(c)    Sometimes move in the same direction, sometimes in opposite directions
(d)   Market interest rate and bond prices have no relationship with each other

Q32
Which of the following statements would be CORRECT regarding nominal interest rate when inflations is expected to occur over the foreseeable future?
(a)   Nonimal interest rate would be equal to real interest rate
(b)   Nonimal interest rate would be more than real interest rate
(c)    Nonimal interest rate would be half of real interest rate
(d)   Nonimal interest rate would be less than the real interest rate

Q33
How much should you pay for a bond with Rs.1,000 face value, a 10 percent coupon rate, and seven years to maturity if your appropriate discount rate is 8 percent and interest is paid annually?  (Answers are rounded to the nearest dollar)
(a)   Rs.1,000
(b)   Rs.903
(c)    Rs.1,104
(d)   Rs.560

Q34
How much should you pay for a bond with Rs.1,000 face value, an 8 percent coupon rate, and seven years to maturity if your appropriate discount rate is 10 percent and interest is paid annually?  (Answers are rounded to the nearest dollar)

(a)    Rs.1,104
(b)   Rs.560
(c)    Rs.1,000
(d)   Rs.903

Q35
Which of the following is reflected by the price of a share of common stock?
(a)    Earnings after tax divided by the number of shares outstanding
(b)   The board of directors' assessment of the intrinsic value of the firm
(c)    The book value of the firm's assets less the book value of its liabilities
(d)   The market's evaluation of a firm's present and future performance

Q36
Which of the following is a method of evaluating securities by analyzing statistics generated by market activity, such as past prices and volume?

(a)    Technical analysis
(b)   Fundamental analysis
(c)    Common size analysis
(d)   Ratio analysis

Q37
Which of the following method of stock evaluation tries to predict the future movement of a stock based on past data?

(a)    Trend analysis
(b)   Fundamental analysis
(c)    Horizontal analysis
(d)   Vertical analysis

Q38
In which of the following situations market price of a security will move down?

(a)    When market price of the security is above the intrinsic value of the security
(b)   When market price of the security is equal to the intrinsic value of the security
(c)    When market value of the security is equal to the face value of the security
(d)   When market price of the security is below the intrinsic value of the security

Q39
Which of the following statements is CORRECT regarding the fundamental analysis?

(a)  Fundamental analysts use only Economic indicators to evaluate a stock
(b)  Fundamental analysts use only financial information to evaluate a company’s stocks
(c)  Fundamental analysts use financial and non-financial information to evaluate a company’s stocks
(d)  Fundamental analysts use only non-financial information to evaluate a company’s stocks

Q40
If the Internal Rate of Return (IRR) for a project is 15%, then the project's NPV would be:

(a)    Negative at a discount rate of 10%.
(b)   Positive at a discount rate of 20%.
(c)    Negative at a discount rate of 20%.
(d)   Positive at a discount rate of 15%.

Q41
ABC manufacturer company produces a particular item for Rs.2.50 and sells it for Rs.3. Fixed costs associated with the item are Rs.10,000 a year. Suppose the firm is contemplating the addition of a new piece of equipment to reduce manufacturing costs. Variable costs will be reduced to Rs. 2.25, but fixed costs will be increased by Rs.2,000 a year. How will this proposed change in the manufacturing process influence the break-even point? Marks: 5

Q42
How are the costs of debt and equity (common stocks) calculated? Marks: 5

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